Choose Your Membership

Every tier includes a fully personalized card application schedule, denial reconsideration scripts, downgrade and cancel management, and annual fee tracking. Higher tiers add done-for-you strategy, trip booking, and direct access to Nick. Over 18 months, our members typically earn 1M to 1.5M points worth $20,000 to $35,000+ in travel value.

The goal is 2 new cards every 91 days, sometimes more depending on your profile. Each round gives you 2 new signup bonuses to work towards. Once you hit those bonus thresholds, we repeat the cycle with your next round. This is how the points stack up fast.

We provide bank-specific phone scripts with step-by-step escalation tactics. Most denials can be overturned with a single phone call. We'll walk you through exactly what to say.

No. We provide the exact links and instructions. You complete the applications yourself. It takes about 20 minutes every 91 days. This keeps everything in your name and under your control.

About 20 minutes every 91 days to submit your applications. That's it. Behind the scenes, we spend hours researching current offers, tracking bank rule changes, optimizing your card sequence, and managing your annual fees. The strategy is the hard part - and that's what we do for you.

Both. The core of the service is building your points balance through our card strategy. But we also provide points redemption guidance so you know the best ways to use your points for maximum value, whether that's Business Class flights, luxury hotels, or both. We'll help you figure out the best way to book your dream trips.

Most signup bonuses require you to spend a certain amount in the first 3 months, usually $3,000 to $6,000 per card. We're not asking you to spend more than you normally would. The strategy is to shift your everyday spending, things like groceries, gas, bills, dining, and subscriptions, onto the new card. Most people already spend enough to hit these thresholds without changing their habits.

Many of the best cards do have annual fees, but here's the thing: the signup bonuses alone are worth 5 to 10 times the fee. A card might cost $95/year but give you 80,000 points worth $1,500+ in travel. Plus, we build downgrade and cancellation plans for every card so you never pay a recurring annual fee you don't want. You're always in control.

One full 18-month membership. That's not arbitrary: banks only allow a new card roughly every 91 days, so 18 months is what it takes to move through enough signup bonuses to stack 1,000,000+ points and then redeem them well. We commit to you for the whole journey, and you commit to the whole journey too. There is no month-to-month option.

Because the results live at the end of the road, not the start. Months 3 to 9 are mostly disciplined waiting between card rounds, and that's exactly when a monthly subscriber is tempted to quit, right before the payoff. One membership for the full 18 months means every member who starts actually reaches the part where the points turn into Business Class flights and five-star stays.

One payment upfront for the best price, or 3 monthly installments for about 10% more. Both are processed securely through Stripe, and both cover the same full 18-month membership. Membership fees are non-refundable once your strategy work begins.