By application only
Business Class flights and luxury hotels for up to 95% off
We build and manage a personal credit card strategy around the money you already spend. You apply when we tell you to. We handle the rest, and your points turn into Business Class flights and luxury hotels.
Takes about 2 minutes · No payment to apply · Limited spots each month
Our founder's last flight: Frankfurt to Bangkok in a lie-flat Business Class seat for 63,600 points and $153. The cash price was $3,942. That's $3,789 saved on one flight.
Real seats. Real receipts.
Doha → Amsterdam
booked for $300 + 80,000 pts$5,900 saved
Dubai → Bali
on points: 98,000 + $330$2,470 less on points
Frankfurt → Bangkok
booked for $153 + 63,600 pts$3,789 saved
Hong Kong → San Francisco
booked for $160 + 105,000 pts$5,031 saved
How It Works
We build your strategy
Think of it like hiring an architect. We look at your credit, your spending, the cards you already have and where you want to travel, then draw up your plan from scratch: the right cards, in the right order, timed around every bank's rules.
You apply when we tell you to
Every 91 days you get your next cards with direct links and step-by-step instructions. If a bank says no, you're not on your own. We look at what happened, tell you whether a reconsideration call makes sense, and walk you through exactly what to say.
We turn the points into travel
When you're ready to go somewhere, we research the best way to use your points and help you book Business Class flights and luxury hotels.
The research, the bank rules, which cards and in what order, every deadline, every annual fee decision, and the award seat hunting. All of it aimed at one result: saving you thousands of dollars on travel that would normally cost a fortune.
Apply when your next round arrives, about 20 minutes every 91 days. Put your everyday spending on the card we point you to, and tell us where you want to go when you're ready to travel.
The Difference
Doing It Yourself vs. With Million Mile Club
Doing it yourself
Figure out the points game on your own.
- Research hundreds of credit cards, offers and transfer partners
- Figure out which cards to open and when to apply
- Keep track of minimum spends, annual fees and card decisions
- Search for award availability every time you want to travel
- Work out which airline program to transfer your points to
- Spend hours trying to make sure you're actually getting good value
- Make one wrong transfer or application decision and you can't always undo it
With Million Mile Club
Tell us where you want to go. We handle the points strategy.
- We build your personalized credit card strategy around the spending you're already doing
- We tell you exactly which cards to apply for, when to apply and how to hit each welcome offer
- We manage your strategy over 18 months, including annual fees, retention and downgrade decisions
- When you're ready to travel, we research the best ways to use your points
- We find transfer partners and redemption opportunities that can save thousands compared with cash prices
- We help you book Business Class flights and luxury hotels using points
- You get the benefits of being great at points without spending years learning how to do it yourself
The membership
What we handle for 18 months
You're not paying for information you could Google. You're paying for a team to make these decisions for your exact situation, and keep making them.
We review your credit, your card history, your monthly spending, your travel goals and your preferences, from your home airport to the airlines and hotels you love. Then we build a custom plan around your exact situation: the cards you can actually qualify for, in the order that earns you the most.
Every 91 days you get your next cards, the direct links (including elevated offers when we can find them), step-by-step application instructions, and our help if a bank says no.
We track every minimum spend and deadline, confirm each bonus lands, and plan every annual fee in advance: keep it, ask for a retention offer, downgrade or cancel.
Tell us where you want to go. We research the best way to use your points across airlines and hotels and help you through the booking.
A private member portal with your points, cards and next steps, and a direct line to the team.
See If You Qualify
Takes about 2 minutes · No payment to apply
The member portal
Everything we manage, in one place
Every member gets a private portal. It shows where your strategy stands, what we're doing for you, and exactly what to do next. This is a real member's account, name changed.
Always know where you stand. Your points, your next round and anything that needs you, the moment you log in.
Member Results
Real People. Real Premium Travel.
Real members, real trips, booked with the strategy we build.
Nick Harubin · Life & Health Insurance Producer · Oklahoma City
JFK to Spain in Business Class
“Been with Nick since January and already have 600k points. He got me into Business Class from JFK to Madrid for 60,000 points and $89. I have a bad back so long flights are rough for me. Being able to lie flat and actually sleep the whole way over was a total game changer. I will never go back to economy on a long haul.”
Austin Bardowell · Head of Creative Strategy & Production, BODi · Huntington Beach
A plan he just follows
“I like systems that actually work. Nick maps out exactly which cards to apply for, in what order, and when. I just follow the plan. Five months in, 420k points. Already used them for a trip to Cancun that would have cost me $2,400. The ROI on this is ridiculous.”
Blake Milliken · Founder, The Nerve Brand
LAX to Taipei in Business Class
“I built over 600k points in my first six months with MMC, but had no idea how to actually use them for good value. Nick showed me the redemption strategy and I ended up flying LAX to Taipei in Business Class for 110,000 points and $180 in taxes. That seat retails for over $4,000. Game changer.”
Randall Hsieh · Personal Trainer & Content Creator · Pasadena
Bali Business Class for $115
“I travel a lot so flights used to eat into everything. Since joining I've basically stopped paying for flights. 300k points in the first 3 months. Flew to Bali last month on 50,000 points and $115 in taxes. It has given me a level of freedom I did not have before.”
Landon Tillema · Teacher · Las Vegas
London for under $100 in taxes
“On a teacher's salary you don't exactly book business class flights. I had basically written that off as something I'd never do. Six months in and I've got close to 400k points and just booked a flight to London for under $100 in taxes. Nobody told me this was possible.”
See If You Qualify
Takes about 2 minutes · No payment to apply
Real Trips. Real Savings.
Every booking in this list is real, with the receipts to back it up. No stock numbers, no estimates.
Across these six flights, each point was worth about 5 cents. The same points taken as cash back are worth about 1 cent. That difference is what redemption know-how is worth.
Meet the founder
The Same Strategy I Use Myself.
I'm Nick. I learned how to stop paying full price for premium travel years ago.
My first Business Class flight was Bali to Los Angeles, lying flat for the first time after years of back pain in economy. I never went back. I followed one specific strategy and earned over 1.7 million points in 18 months. Over the past three years, I've turned my points into $154,000+ worth of Business Class flights and hotels, only paying about $9,300 in taxes and fees.
No tricks. Just the right cards, in the right order, at the right time. That's exactly what my team and I now build for every member.
Who It's For
You're a Great Fit for Million Mile Club If...
- You have good to excellent credit (680+, and 700+ opens the most options)
- You already spend $3,000+ per month on normal everyday or business expenses
- You pay your credit cards in full and don't carry significant credit card debt
- You want to turn that existing spending into significantly more points and travel
- You want to fly Business Class and stay at incredible hotels, paying a few hundred dollars instead of a few thousand
- You'd rather have experts build and manage the strategy than spend hours researching cards, points and award travel yourself
- You have an active U.S. credit profile and Social Security number
Not a fit if you...
- Have a credit score below 680
- Carry a credit card balance from month to month
- Are planning a mortgage, car loan or other big loan in the next 6 months
- Spend less than about $3,000 a month on everyday expenses
- Want cash back rather than travel
- Don't have a US credit profile and Social Security number
You don't need to spend more. You just need to be more strategic with the money you're already spending.
See If You Qualify
Takes about 2 minutes · No payment to apply
Not ready yet? Get the free guide instead.
FAQ
Common questions
Can't find your answer? Apply, and we'll cover it on your strategy call.
Membership
One 18-month membership. Three levels of help.
Every membership is the full 18-month strategy, paid once. No monthly bills, no surprises.
Economy
The full card strategy. You book your own trips.
$2,500one payment · 18 months
Less than the cash price of one Business Class one-way flight
- Your full 18-month, 1,000,000+ point strategy
- Your next cards every 91 days, with step-by-step instructions
- Our help if a bank says no
- Annual fee, downgrade and cancel planning for every card
- Your private member portal
- Trip booking available as a $200 add-on
Business
We manage the strategy and book your trips.
$3,800one payment · 18 months
Less than the cash price of one Business Class round trip, for 18 months of them
- Everything in Economy, plus:
- Done-for-you card strategy and application schedule
- 1 trip researched and booked with you every 91 days
- We find the highest-value redemptions for your points: flights and hotels
- Points transfer and redemption strategy
First Class
Full concierge, for two people.
$6,900one payment · 18 months
Less than one Business Class round trip for two, and it covers both of you
- Everything in Business, plus:
- Covers 2 people: two separate strategies and point stacks
- 1 trip booking every month
- Multi-city and complex international itineraries
- Unlimited US domestic bookings
- Direct WhatsApp or Slack access and priority transfer-bonus alerts
By application only. We confirm the right membership with you on your free strategy call, and nothing is charged until you decide to join.
Your premium travel starts here
We take a limited number of members each month, so every strategy gets real attention. See if you qualify in about 2 minutes. No payment required.
See If You Qualify
Takes about 2 minutes · No payment to apply
Not ready yet? Get the free guide instead.
Answer a few questions about your credit, spending and travel goals. About 2 minutes, no payment.
If it looks like a fit, you'll pick a time for a free call. We walk through your situation and what your first rounds could look like.
If you join, we build your personal strategy and send your first round of cards with step-by-step instructions.